November 2025 CRA Payout Schedule – 6 Major Benefits Canadians Will Get This Month

November 2025 CRA Payout Schedule – Canadians are in for a financial boost this November 2025 as the CRA (Canada Revenue Agency) rolls out its monthly benefit payments. From families with children to seniors and low-income individuals, six major government benefits will be disbursed throughout the month. These payments include the Canada Child Benefit (CCB), Old Age Security (OAS), GST/HST Credit, Canada Workers Benefit (CWB), Canada Pension Plan (CPP), and the Climate Action Incentive Payment (CAIP). With cost-of-living pressures still high, timely payouts are essential for many households. Let’s break down the full CRA payment schedule and what Canadians can expect this month.

November 2025 CRA Payout Schedule
November 2025 CRA Payout Schedule

CRA Payment Dates November 2025 – Key Benefit Deposit Timeline

November 2025 will see six separate benefit payments from the CRA, each targeting different demographics. These include:

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  • Canada Child Benefit (CCB) – Expected November 20, 2025
  • GST/HST Credit – November 5, 2025 (quarterly payment)
  • Canada Workers Benefit (CWB) – Advanced Payment – Early November
  • Old Age Security (OAS) & Guaranteed Income Supplement (GIS) – November 27, 2025
  • Canada Pension Plan (CPP) – November 27, 2025
  • Climate Action Incentive Payment (CAIP) – November 15, 2025 (in applicable provinces)

These dates are based on CRA’s standard schedule, and payments may take 1–3 business days to reflect depending on the recipient’s bank.

Benefit Eligibility in November 2025 – Who Qualifies for Each Payment?

Each CRA benefit has unique eligibility criteria for November 2025:

  • CCB – Available to parents with children under 18 based on family net income.
  • OAS & GIS – For Canadians aged 65+ with residency and income thresholds.
  • CPP – Based on retirement contributions; eligible from age 60 (partial) or 65 (full).
  • GST/HST Credit – Low- to moderate-income earners with tax return filed.
  • CWB – Low-income workers, especially those in part-time or seasonal jobs.
  • CAIP – Residents in eligible provinces (e.g., Alberta, Saskatchewan) to offset carbon costs.

Canadians must ensure their personal details and direct deposit info are up to date with CRA to avoid delays.

Monthly CRA Payment Overview – How Much You Could Receive

The amount varies depending on income, family size, and benefit type:

  • CCB: Up to $619/month per child under 6; $522 for ages 6–17.
  • OAS: Around $713/month (base), with GIS adding up to $1,065 depending on income.
  • CPP: Average of $758/month; maximum of $1,364/month.
  • GST/HST Credit: Quarterly payments averaging $234 for singles; $467 for families.
  • CWB: Up to $1,428 annually, issued in advance in quarterly instalments.
  • CAIP: Around $386 quarterly (amount varies by province and family size).

Amounts are estimates based on 2025 rates and may vary slightly with indexing.

CRA Direct Deposit & Tracking – When to Expect Your Money

CRA uses direct deposit for faster, secure payment delivery. Canadians with registered bank accounts can expect their benefit within 1–3 days of the official deposit date. If using mailed cheques, delivery could take up to 10 business days. To track payments, individuals can:

  • Log in to CRA My Account
  • Use the MyBenefits CRA mobile app
  • Set up email notifications for deposits

For any missed payments, CRA recommends waiting five days before contacting support. It’s also crucial to file taxes annually, even with low or no income, to remain eligible for most benefits.

Benefit Name Expected November 2025 Date Average Amount Eligibility Group
Canada Child Benefit (CCB) November 20, 2025 $522 – $619 per child Parents with children under 18
GST/HST Credit November 5, 2025 $234 – $467 (quarterly) Low-income individuals & families
Canada Workers Benefit Early November Up to $1,428 annually Low-income workers
Old Age Security (OAS) & GIS November 27, 2025 $713 + GIS top-up Seniors aged 65+
Canada Pension Plan (CPP) November 27, 2025 $758 average Contributors aged 60+
Climate Action Incentive November 15, 2025 $386 average Eligible provincial residents

FAQs 

Q1: When will CRA deposit the Canada Child Benefit for November 2025?

A: On November 20, 2025.

Q2: Do I need to apply again for GST/HST credit every year?

A: No, eligibility is automatically assessed with your tax return.

Q3: How can I track if my CPP or OAS has been paid?

A: Use CRA My Account or MyBenefits CRA app.

Q4: Will everyone receive the Climate Action Incentive in November?

A: Only residents in eligible provinces will receive it.

What are some benefits Canadians can expect from the November 2025 CRA payout?

Tax credits, child benefits, and more financial aid programs for Canadians.

How can Canadians access the November 2025 CRA payout schedule?

Check CRA website or contact CRA for details.

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Author: Jenny Moris

Jenny Moris writes quick and engaging updates on Australia’s traffic rules, fines, and Centrelink changes, keeping readers informed about the latest laws and payments.

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