Centrelink Pension Rates – Australia’s Centrelink Age Pension has risen for October 2025 following the routine September indexation. From 20 September 2025, the maximum fortnightly rate for singles increased by $29.70 to $1,178.70, while partnered pensioners now receive $888.50 each (combined $1,777). Most seniors will notice the higher amount in their October pay cycles, with no action required to get the increase. These totals include both the Pension Supplement and the Energy Supplement, which sit on top of the basic rate. :contentReference[oaicite:0]{index=0}
Centrelink Age Pension Rates – October 2025 amounts (Australia)
For the period 20 September 2025 to 19 March 2026, Services Australia lists the following fortnightly maximums: single pensioners—basic rate $1,079.70, Pension Supplement $84.90, Energy Supplement $14.10, total $1,178.70. For couples (each)—basic rate $813.90, Pension Supplement $64.00, Energy Supplement $10.60, total $888.50 (or $1,777 combined). If you’re a couple living apart due to ill health, each partner is paid at the single total of $1,178.70. These are before tax and may be affected by the income and assets tests. :contentReference[oaicite:1]{index=1}
September 2025 Indexation – What Changed & Who’s Affected
The government’s September indexation lifted pension payments across Age Pension, Carer Payment and Disability Support Pension. From 20 September 2025, singles rose by $29.70 a fortnight and couples by $44.80 combined; the increase happens automatically and appears on your usual payday. Indexation maintains purchasing power and is based on legislated measures, with updated totals now showing singles at $1,178.70 per fortnight and partnered at $888.50 each. No separate application is required to receive the higher rate. :contentReference[oaicite:2]{index=2}
Income & Assets Rules and Deeming Rates – Australia 2025
Your final rate depends on the income and assets tests. Current income cut-off points (fortnightly) are $2,575.40 for singles and $3,934.00 combined for couples; above these, Age Pension is not payable. Asset cut-offs for part-pension are: homeowners—$714,500 (single) and $1,074,000 (couple combined); non-homeowners—$972,500 (single) and $1,332,000 (couple combined). From 20 September 2025, deeming rates rose to 0.75% on financial assets up to $64,200 (single) or $106,200 (couple), and 2.75% above those thresholds. :contentReference[oaicite:3]{index=3}
How to Check Pay Dates, Tax & Overseas Rules (October 2025)
Pension is paid fortnightly on your assigned payday; most Australians will simply see the higher amount in their October deposit following the 20 September change. If you need tax withheld to avoid a bill at year-end, you can ask Services Australia to deduct tax from your Age Pension. Travelling or living overseas? Schedules and rates can differ—check the dedicated “outside Australia” page for current rules and timings. :contentReference[oaicite:4]{index=4}
FAQs
1 – What are the new maximum Age Pension amounts?
Singles $1,178.70/fortnight; couples $888.50 each ($1,777 combined). :contentReference[oaicite:5]{index=5}
2 – When will I see the higher payment?
In the first payday after 20 September 2025—most notice it in October; it’s automatic. :contentReference[oaicite:6]{index=6}
3 – Did deeming rates change?
Yes—now 0.75% up to $64,200 (single) or $106,200 (couple) and 2.75% above. :contentReference[oaicite:7]{index=7}
4 – What are the asset cut-offs for part pension?
Singles $714,500 (homeowner) or $972,500 (non-homeowner); couples $1,074,000 or $1,332,000 combined. :contentReference[oaicite:8]{index=8}
