Canada OAS Payment 2025 – The Old Age Security (OAS) Payment for 2025 brings great relief to Canadian seniors, with an $808.45 deposit confirmed for October. The Canada Revenue Agency (CRA) has officially released the payment schedule, ensuring eligible seniors receive their benefits on time. This increase reflects inflation adjustments and the government’s continued efforts to support retirees against rising living costs. The OAS program remains one of Canada’s most essential financial aids, providing monthly income to individuals aged 65 and above. Here’s a detailed look at the payment dates, eligibility, and other important updates for October 2025.
OAS October 2025 Payment Date & CRA Deposit Schedule
For October 2025, the OAS deposit of $808.45 will be processed directly into the registered bank accounts of eligible seniors. According to the CRA payment calendar, the disbursement is expected around the third week of October, ensuring timely financial assistance before month-end expenses. The OAS payment aligns with the regular monthly schedule followed by Service Canada, which reviews eligibility based on age, residency, and income level. Seniors receiving both OAS and GIS (Guaranteed Income Supplement) can expect their deposits on the same date.
OAS Increase 2025 Canada – New Benefit Rate Explained
The OAS amount of $808.45 reflects an increase linked to inflation and the Consumer Price Index (CPI) adjustment made by the Government of Canada. Each quarter, the OAS benefit is reviewed to ensure it matches the current cost of living. Seniors aged 75 and above may receive a slightly higher rate due to the government’s additional 10% top-up benefit. This ensures that older Canadians have better financial stability and can manage expenses related to healthcare, groceries, and housing with ease.
CRA OAS Payment 2025 – Eligibility & Direct Deposit Process
To qualify for the $808.45 OAS deposit in October 2025, recipients must be Canadian residents aged 65 or older and have lived in Canada for at least 10 years after turning 18. The CRA automatically issues the payment if you’re already enrolled in the OAS program. However, new applicants must apply through the Service Canada portal. Direct deposits are the fastest and safest way to receive the payment, typically reflected within 1–3 business days of the release date, depending on your bank.
OAS 2025 Canada Updates – What Seniors Should Know
Canadian seniors are advised to ensure their CRA MyAccount and banking details are updated before the October deposit. Missing or delayed payments are often due to outdated banking information or eligibility reassessments. The OAS benefit remains taxable, and seniors should plan accordingly for the 2025 tax season. Those with low income may also qualify for the GIS supplement, which provides additional monthly support. The government continues to enhance these programs to ensure the welfare and dignity of retired Canadians.
FAQs
Q1. When will seniors receive the OAS October 2025 payment?
The OAS deposit is expected in the third week of October 2025.
Q2. How much will be paid under OAS in October 2025?
Eligible seniors will receive $808.45 for October 2025.
Q3. Is there any increase in OAS for 2025?
Yes, the amount has been raised as part of the quarterly CPI adjustment.
Q4. How can I check my OAS payment status?
You can log in to your CRA MyAccount or Service Canada portal to track payment details.
