Canada Federal Payment October 2025 – Canadian families are set to receive major financial relief this October 2025 through the new $300 Federal Payment confirmed by the Canada Revenue Agency (CRA). This one-time benefit aims to support low- and middle-income households struggling with rising living costs, including rent, groceries, and utility bills. The CRA has officially announced the eligibility criteria and deposit timeline for the payment, ensuring that millions of Canadians will automatically receive the funds in their bank accounts without needing to reapply. Let’s look at who qualifies and when the payment will arrive.

$300 Federal Payment Eligibility for Canadian Citizens
The Canada Revenue Agency (CRA) has set clear eligibility rules for the $300 Federal Payment. To qualify, recipients must be Canadian citizens or permanent residents who filed their 2024 tax return and met the income requirements for low- to moderate-income earners. Those already receiving federal benefits such as the GST/HST Credit, Canada Child Benefit (CCB), or Guaranteed Income Supplement (GIS) are likely to qualify automatically. This targeted payment is part of the government’s ongoing efforts to help citizens manage inflation and rising living expenses in 2025.
CRA Deposit Timeline and Direct Payment Process for Canadians
The CRA has confirmed that the $300 Federal Payment will be distributed starting October 28, 2025. Eligible individuals will receive the money directly into their registered bank accounts, similar to how GST and Climate Action Incentive payments are processed. Those who have not set up direct deposit will get a mailed cheque, which could take up to 10 business days to arrive. It’s crucial for all Canadians to verify that their banking information on the CRA My Account portal is accurate before the deposit date to avoid any delays.
Category | Details |
---|---|
Payment Name | $300 Federal Payment 2025 |
Issuing Authority | Canada Revenue Agency (CRA) |
Deposit Start Date | October 28, 2025 |
Eligibility Criteria | Low- and middle-income Canadians who filed 2024 taxes |
Payment Method | Direct Deposit or Mailed Cheque |
Benefit Type | One-time federal support payment |
Federal Relief Program Expansion Across Canada in 2025
The federal government of Canada has emphasized that this $300 payment is part of a broader relief package to support citizens nationwide. Along with this payment, additional initiatives such as increased GST credits and targeted housing benefits are being rolled out in 2025. The government’s aim is to ensure financial stability for families and retirees impacted by inflation. Officials have hinted that similar one-time payments could continue in early 2026 depending on economic conditions and fiscal capacity.
CRA Benefit Updates for Canadian Households
Canadian households are urged to stay updated through the CRA’s official channels for any new benefit announcements. The agency continues to simplify its online services so that citizens can track their benefit history, check payment statuses, and update direct deposit details easily. In addition to the $300 payment, households may also qualify for provincial top-ups, carbon rebates, or other seasonal supports announced throughout 2025. Regularly checking the CRA portal ensures that families don’t miss any eligible payments.
Frequently Asked Questions (FAQs)
1. Who qualifies for the $300 Federal Payment in Canada?
Canadians with low to moderate incomes who filed their 2024 tax returns and meet CRA’s eligibility rules will qualify automatically.
2. When will the $300 CRA payment be deposited?
The payment will start depositing into eligible accounts from October 28, 2025.
3. Do I need to apply for the $300 Federal Payment?
No, the CRA will automatically deposit the payment for those who meet the eligibility requirements.

4. How can I check if I’m eligible for the $300 payment?
You can log in to your CRA My Account portal to view your benefits and eligibility status for the 2025 Federal Payment.